What You'll Actually Learn
Six focused modules that build on each other. Each one takes about three weeks to complete properly.
01
Understanding Money Flow
Before categorizing anything, you need to see where money actually moves in your life. We start by tracking patterns without judgment or pressure.
3 weeks
02
Building Your Category System
Generic budget categories don't work because everyone's priorities differ. You'll create categories that reflect your actual spending reality and financial goals.
3 weeks
03
Tracking Without Burnout
Most people quit tracking after two weeks. We show you sustainable methods that take minutes per day instead of hours.
3 weeks
04
Adjusting When Life Happens
Unexpected expenses will come. Medical bills, car repairs, family emergencies. You'll learn how to adjust categories without abandoning the entire system.
3 weeks
05
Planning for Irregular Expenses
Insurance payments, vehicle registration, annual subscriptions. These predictable irregulars wreck budgets. We build them into your system properly.
3 weeks
06
Long-Term Sustainability
After six months, you should be able to maintain your budget system with minimal effort. This module focuses on habits that stick.
3 weeksWho's Teaching This
Our instructors aren't celebrity finance gurus. They're people who've spent years helping others manage money in practical, unglamorous ways. They understand the challenges because they've lived them.
Roland Vickers
Personal Finance Systems
Roland spent twelve years as a budget counselor before joining us in 2023. He's worked with over 400 individuals and families, mostly helping people recover from overspending patterns.
Miriam Caldwell
Expense Tracking Methods
After managing budgets for a nonprofit for eight years, Miriam knows how to make categories work when money is tight. She joined our team in early 2024.
I finally stopped feeling anxious every time I checked my bank account. The category system they taught actually made sense for how I live. Took about four months before it felt natural.
The tracking methods saved me. I tried budgeting apps before and always quit after two weeks. What they showed me takes maybe five minutes a day. Still using it eight months later.
Program Timeline
The full program runs for six months. We meet twice per month for group sessions, plus you get access to one-on-one check-ins when you need them.
1
Foundation Phase
Months 1-2You'll track spending without trying to change anything yet. Most people are surprised by what they discover. We help you see patterns you didn't know existed and understand why certain categories always run over.
2
System Building Phase
Months 3-4Now you create your personal category system and start making adjustments. This is where most people hit resistance because changing money habits feels uncomfortable. We work through that together.
3
Refinement Phase
Months 5-6By now your system is working, but it still needs fine-tuning. You'll learn how to handle exceptions, plan for irregular expenses, and maintain the system without constant supervision. The goal is independence.
Next Cohort Starts September 2025
We keep groups small. Sixteen people maximum. This gives everyone enough attention during group sessions and ensures you can actually get help when you need it.
- No prior finance education needed
- Should have consistent income source
- Must commit to twice-monthly sessions
- Need basic computer or smartphone access
- Works best if you're currently struggling with spending tracking
Applications open in June 2025. The program costs 18,500 baht for the full six months, which includes all materials, group sessions, and individual check-ins. Payment plans available if needed.
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